Free loan calculators built by a former banker. No signup, no spam, no hidden agenda — just honest math.
Calculate monthly payments, total interest, and APR for unsecured personal loans.
PopularSee the true cost of payday loans with APR breakdowns and alternatives.
WarningMonthly payments, total interest, and amortization for car loans.
PopularFull PITI payment including principal, interest, taxes, and insurance.
HousingCompare consolidating vs. keeping separate loans. See total savings.
StrategyCompare refi savings vs. federal protections. Know the trade-offs.
EducationSide-by-side comparison of up to 3 loans. Total cost, APR, fees.
CompareFormer senior loan officer who approved and denied thousands of loans.
All calculations run in your browser. Zero financial data stored.
Every tool explains what the numbers mean and what lenders won't tell you.
My credit score jumped 40 points last month. I didn't do anything dramatic. I paid down a credit card balance. That's it. One payment. Forty points. A...
The Payday Loan I Took to Fix My Car and the Debt Spiral That Followed It was a Tuesday in March, and my transmission had just died on I-285 at 7:15 A...
Eight hundred dollars. That was all I needed. My transmission was making a noise that sounded like a blender full of rocks, and my mechanic — a honest...
Why I Took a Payday Loan to Fix My AC During Houston's Heat Dome James Whitmore I was sitting in my apartment at 11 PM on a Saturday when the air cond...
Pick Up the Phone. That Payday Loan Is About to Cost You $1,200 to Borrow $500. Pick up the phone. Yes, right now. I know you don't want to. I know th...
The inside scoop on how personal loans really work, what lenders look for, and how to get the best rate.